Family
AmMetLife has always prioritises your family's financial security and well-being. Our family life insurance plans in Malaysia are designed to safeguard your loved ones against life's unpredictabilities, ensuring their dreams and your peace of mind remain intact.
Offset Outstanding Debts: A life insurance policy could help manage debts after your passing, ensuring your family isn’t burdened by outstanding loans or mortgages. It offers peace of mind, knowing that your loved ones won't face financial hardships during difficult times.
Peace of Mind: Knowing that your family will be financially secure no matter what happens can give you immense peace of mind. Life insurance is not just a financial decision; it’s about ensuring emotional comfort for both you and your loved ones.
Family Life Insurance FAQs
Life insurance is a contract between an individual and an insurance company, where the insurer pays a designated beneficiary a sum of money upon the death of the policyholder, in exchange for premiums paid by the policyholder.
Life insurance provides financial protection to your beneficiaries in the event of your death. It can help cover living expenses, debts, and education costs, ensuring your family's financial stability.
The primary types are term life insurance, which provides coverage for a specific period, and whole life insurance, which offers lifetime coverage and may include savings component.
The amount of coverage you need depends on factors like your income, debts, lifestyle, and the financial needs of your dependents.
Premiums are influenced by factors such as age, health, lifestyle, the type of policy, and the amount of coverage.
Consider your financial needs, goals, the needs of your dependents, and your budget. Consulting with a financial advisor can also help in making an informed decision.