Support Your Child’s Future Health
Why should you consider getting a medical insurance plan for your child?
Our children are our treasure. As they grow up, we need to ensure they are healthy and receive all necessities such as getting good education, being surrounded by positive role models and having a sense of security e.g. shelter, food and clothing. We understand that our children may be exposed to accidents and illnesses, but as responsible parents, it is our obligation to take care of them. This is why you should start looking for insurance plans for children available in Malaysia.
Why Should You Consider Getting a Medical Insurance Plan for Your Child?
As most people know, a medical insurance plan helps the insured to pay for the hospitalisation and other medical related bills. If you buy a medical insurance plan for children in Malaysia, you would worry less about your child’s medical bills.
In the event of your children are involved in an accident and they need to be hospitalised, the hospital fees alone can be quite expensive. Getting a medical insurance plan is the best way to minimise the financial burden of the treatment.
Which Medical Insurance Plans Are Available for Children?
Wondering what is the best choice to get for your children? As a parent, you should consider a comprehensive medical protection plan in Malaysia. Introducing AmMetLife Insurance Berhad HCC BoostUp + HealthCare Choice, it is suitable for individuals starting from as early as 30 days up to 70 years old (next birthday).
HealthCare Choice
HealthCare Choice is a stand-alone medical plan. This is a plan with all-around coverage that helps to keep you protected against unexpected medical costs. Here are some of the key benefits if you choose to purchase HealthCare Choice.
1. Comprehensive Medical Coverage Up to Age 100 (Next Birthday)
You don’t have to worry about high medical costs because HealthCare Choice is a comprehensive yearly renewable plan that provides coverage all the way up to age 100 (next birthday).
2. Daily Cash if Stay at Lower Room & Board
HealthCare Choice plan will reimburse you with 50% of the difference in room and board costs for up to 30 days per disability if you are hospitalised and your room and board is lower than your chosen plan due to limited room options or room unavailability.
3. Daily Guardian
We all worry for our children when they are hospitalised and we’d like to always stay by their side. Therefore, when you accompany your child who is below age 18 (next birthday) and is insured under HealthCare Choice, you will be reimbursed for meals and lodging expenses incurred by one accompanying adult at the hospital for up to 150 days per disability.
4. Second Surgical Opinion
You deserve a consultation with a second specialist so that you are well-informed on the decisions that are about to make in regard to surgery. Hence, HealthCare Choice will reimburse you for the second surgical opinion charges by a specialist. This happens when they are incurred within 60 days before your scheduled surgery.
5. Post-hospitalisation Treatment
HealthCare Choice will stay by your side through your surgical processes. These will cover the post-hospitalised treatments that might need within 120 days after you are discharged. Treatments include prescribed medicines in a follow-up visit, x-ray, electrocardiograms, or laboratory tests.
HCC BoostUp
HCC BoostUp is an optional rider attached to HealthCare Choice plan. Therefore, this is an add-on optional rider once customers have bought or planning to buy HeathCare Choice. Here are few key benefits of the HCC BoostUp.
1. Overall Annual Limit of RM1 Million and Above
With HCC BoostUp + HealthCare Choice, it covers you with an overall annual limit of RM1 million and above, up to age 100 (next birthday). It offers you peace of mind against any treatment and hospitalisation fees.
2. Out-Patient Dengue Fever
The HCC BoostUp covers any medical expenses incurred on out-patient treatment for dengue fever. It allows even mild cases to be managed with close monitoring.
3. Multifocal / Intraocular Lens
This is optimal for individuals who require cataract surgery and desire freedom from eyeglasses after surgery. Multifocal / intraocular lens (IOLs) expands one’s range of clear vision.
4. Diabetic Complications Lump Sum Benefit
Receive a lump sum payment upon diagnosis up to twice per lifetime so that you are able to focus on recovery.
5. Pre-hospitalisation Medication and Treatment by Specialist
Ensure your well-being at every step of the way, with coverage of expenses incurred for first-time consultation, medication, and treatment. All of these are done by specialists within 60 days before a patient is required to move to a hospital for in-patient treatment.
What is the Next Step?
A popular question we get is: “Who are eligible for the plan?” HCC BoostUp + HealthCare Choice are for individuals starting from as early as 30 days to 70 years old (next birthday). These plans are perfect for children as they can maintain them as they grow up all the way to adulthood. These plans are yearly renewable non-participating medical plans, which cover your hospitalisation and surgical expenses arising from illnesses or injury covered under Insured Benefits.
For more information, feel free to reach out to us for more information on how you can buy insurance policy for your children in Malaysia.
HealthCare Choice is a stand-alone medical plan with attachable optional HCC BoostUp rider.
