Secure Your Loved Ones’ Future with a Lasting Legacy
Life is the unpredictable journey that all of us go on.
Throughout this journey, we are always pursuing different goals and trying to match our ambition with our endeavours. At a young age, we are already chasing our dreams pursuing to be at the top starting from the toy that we like to the cars and houses we want. The question does come, what’s next for you?
Getting the WealthEnrich insurance plan can be the next step to make your plans and aspirations in life secured. This insurance plan has many benefits for you to sow and leave a legacy for your loved ones. WealthEnrich comes with a short 3-year premium payment term and here’s how it can help you with:
1. Coverage for Death and Total & Permanent Disability (TPD)
Coverage for death and total & permanent disability is helpful for you if an unexpected unfortunate event were to ever occur. With WealthEnrich, 125% of total premium paid (hereinafter defined as Basic Sum Assured) or Account Value, whichever is higher, will be payable upon the occurrence of death or TPD. Upon death of the Life Assured or on the disability commencement date of an approved TPD insurance claim, the policy will be terminated and have no further value. Any outstanding debt on the policy at the time of settlement shall be deducted from the proceeds payable under the policy.
2. Additional Coverage for Accidental Death
Life can be very unpredictable, but don’t fret as you’ve got it covered with the WealthEnrich insurance plan. For unfortunate accidents that result in death, an additional coverage of 100% of the Basic Sum Assured will be provided on top of the death benefit. Any outstanding debt on the policy at the time of settlement shall be deducted from the proceeds payable under the policy.
3. High Non-Medical Limit
The WealthEnrich insurance plan has a high non-medical limit of up to RM1.5 Million, which means that the Life Assured is not required to go through a medical check-up if the plan they purchased is up to RM1.5 Million Basic Sum Assured. It depends on the Life Assured’s entry age, and subject to terms and conditions
4. 3 Years No Lapse Guarantee
With WealthEnrich, the policy will not lapse within the first three (3) Policy Years from the effective date, if the Account Value is less than or equal to zero (0) on the due date of the monthly administration charges and insurance charges, provided that all premiums due are paid on the due date or within the grace period.
5. 100% Premium Allocation
If you are a holder of the WealthEnrich plan, you should know that 100% of your premium will be used to purchase units from selected investment-linked funds for the first three (3) Policy Years.
6. Wide Range of Investment-Linked Funds
Being a holder of the WealthEnrich plan allows you to access a variety of investment-linked funds for you to choose from depending on your risk appetite and financial goals. Hence, if you are looking for investment-linked insurance plan Malaysia, please contact the Bank Sales Representative, or contact us at 1300 88 8800 to understand more about the list of all investment-linked funds and their respective objectives and strategies.
7. Enjoy Loyalty Bonus
Starting from the end of your 5th Policy Year and end of every 5 years thereafter, you will receive a loyalty bonus of 0.5% of Account Value upon the survival of the Life Assured. This sum will be declared and credited to the Account Value until the maturity/expiry date or termination of policy, whichever is earlier, provided all your premiums due are paid and there is no outstanding premium in the policy.
8. Free Switching for Investment-Linked Fund
With WealthEnrich, you are allowed to perform unlimited switches without needing to pay any fees, so you have the flexibility to switch between all the funds you have chosen.
Why is it important to protect your legacy?
Having to protect your legacy means that you are providing your family reassurance that they are provided for, even if something unfortunate ever happens. With your legacy left behind, they will be able to build their lives back up as it’s a great unexpected gift for them.
If these are what you want then come join us! Our aim is to protecting and preparing your loved ones for a more confident future by delivering holistic, innovative and purposeful solutions.
All of the benefits stated above are subject to terms and conditions.
